CELEX:62020CA0484: Case C-484/20: Judgment of the Court (Ninth Chamber) of 2 December 2021 (request for a preliminary ruling from the Oberlandesgericht München — Germany) — Vodafone Kabel Deutschland GmbH v Bundesverband der Verbraucherzentralen und Verbraucherverbände — Verbraucherzentrale Bundesverband e.V. (Reference for a preliminary ruling — Consumer protection — Directive (EU) 2015/2366 — Payment services — Article 62(4) — Charges applicable — Article 107(1) — Full harmonisation — Article 115(1) and (2) — Transposition and application — Subscriptions for cable television and internet access — Contracts of indefinite duration concluded before the date for transposition of that directive — Charges applied to payment transactions without direct debit authorisation that are initiated after that date)