CELEX:62022CJ0050: Judgment of the Court (Third Chamber) of 9 March 2023.#Sogefinancement v RW and UV.#Reference for a preliminary ruling – Consumer protection – Directive 2008/48/EC – Credit agreements for consumers – Scope – Right of withdrawal – Article 14(7) – National provisions establishing a period of time during which the performance of the contract may not begin – National procedural rules governing how the national courts raise of their own motion and penalise breaches of those provisions – Article 23 – Effective, proportionate and dissuasive sanctions.#Case C-50/22.