CELEX:62020CO0670: Order of the Court (Sixth Chamber) of 6 December 2021.#EP and Others v ERSTE Bank Hungary Zrt.#Request for a preliminary ruling from the Ráckevei Járásbíróság.#Reference for a preliminary ruling – Article 99 of the Rules of Procedure of the Court of Justice – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Loan agreement denominated in a foreign currency – Terms exposing the borrower to a foreign exchange risk – Article 4(2) – Requirements of intelligibility and transparency – Lack of effect of the declaration by the consumer under which he or she is fully aware of the potential risks arising from a loan denominated in a foreign currency – Contractual term that is in plain, intelligible language.#Case C-670/20.